We're FHA Approved

Harold Goldman has been on the approved appraisers FHA Roster since 1997.

With years of FHA experience Harold is not only approved, but highly qualified to do appraisals for FHA insured loans.  He stays current with FHA appraisals criteria, FHA training courses and the changes in FHA regulations. FHA recently increased the maximum loan amounts. He understand the rules and procedures incorporated in FHA's Appraisal and Property Requirements Handbook .

If you're in need of an appraisal for an FHA loan, please contact us and we'll be able to help you right away.

An FHA loan is insured by the Federal Housing Administration, a federal agency within the U.S. Department of Housing and Urban Development (HUD). The FHA does not loan money to borrowers, rather, it provides lenders protection through mortgage insurance (MIP) in case the borrower defaults on his or her loan obligations. Available to all buyers, FHA loan programs are designed to help creditworthy low-income and moderate-income families who do not meet requirements for conventional loans. The FHA appraiser panel differs from the VA appraiser panel in that the lender can choose the appraiser.

FHA loan programs are particularly beneficial to those buyers with less available cash. The rates on FHA loans are generally market rates, while down payment requirements are lower than for conventional loans.